/* ==========================================================================
   Assurez-moi — feuille de style publique
   Aucune étape de build : ce fichier est servi tel quel.
   ========================================================================== */

:root {
    --navy:       #0A2E70;
    --navy-deep:  #072459;
    --blue:       #0B4499;
    --blue-500:   #1259B8;
    --blue-100:   #E5EEFB;
    --blue-50:    #F1F6FD;
    --red:        #E31E24;
    --red-700:    #BF141A;
    --green:      #24AB4A;
    --amber:      #F5A623;
    --ink:        #16233A;
    --muted:      #5B6B85;
    --line:       #E2E9F3;
    --bg:         #F3F7FC;
    --white:      #FFFFFF;

    --radius-sm: 10px;
    --radius:    14px;
    --radius-lg: 20px;

    --shadow-sm: 0 1px 2px rgba(10, 46, 112, .06);
    --shadow:    0 4px 16px rgba(10, 46, 112, .07);
    --shadow-lg: 0 18px 48px rgba(10, 46, 112, .12);

    --wrap: 1180px;

    --font-display: 'Poppins', 'Segoe UI', system-ui, sans-serif;
    --font-body: 'Inter', 'Segoe UI', system-ui, -apple-system, sans-serif;
}

*, *::before, *::after { box-sizing: border-box; }

/* L'attribut hidden doit primer sur toute règle d'affichage. */
[hidden] { display: none !important; }

html { -webkit-text-size-adjust: 100%; scroll-behavior: smooth; }

body {
    margin: 0;
    font-family: var(--font-body);
    font-size: 16px;
    line-height: 1.6;
    color: var(--ink);
    background: var(--bg);
    -webkit-font-smoothing: antialiased;
}

img, svg { max-width: 100%; display: block; }

a { color: var(--blue); text-decoration: none; }
a:hover { color: var(--blue-500); }

h1, h2, h3, h4 {
    font-family: var(--font-display);
    color: var(--navy);
    margin: 0 0 .6em;
    line-height: 1.18;
    letter-spacing: -.015em;
}

p { margin: 0 0 1em; }

:focus-visible {
    outline: 3px solid var(--blue-500);
    outline-offset: 2px;
    border-radius: 4px;
}

.wrap {
    width: 100%;
    max-width: var(--wrap);
    margin-inline: auto;
    padding-inline: 20px;
}

.skip-link {
    position: absolute;
    left: -9999px;
    top: 0;
    background: var(--navy);
    color: #fff;
    padding: 12px 20px;
    z-index: 200;
}
.skip-link:focus { left: 0; color: #fff; }

/* --------------------------------------------------------------------------
   Boutons
   -------------------------------------------------------------------------- */

.btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 10px;
    font-family: var(--font-display);
    font-weight: 600;
    font-size: 15px;
    line-height: 1;
    padding: 14px 26px;
    border: 0;
    border-radius: 999px;
    cursor: pointer;
    transition: background-color .18s ease, transform .18s ease, box-shadow .18s ease;
    text-align: center;
    white-space: nowrap;
}

.btn--red { background: var(--red); color: #fff; box-shadow: 0 6px 18px rgba(227, 30, 36, .26); }
.btn--red:hover { background: var(--red-700); color: #fff; transform: translateY(-1px); }

.btn--blue { background: var(--blue); color: #fff; }
.btn--blue:hover { background: var(--blue-500); color: #fff; transform: translateY(-1px); }

.btn--ghost { background: #fff; color: var(--blue); border: 1px solid var(--line); }
.btn--ghost:hover { background: var(--blue-50); border-color: var(--blue-100); }

.btn--block { width: 100%; }
.btn--lg { font-size: 17px; padding: 18px 32px; border-radius: var(--radius); }
.btn--sm { font-size: 14px; padding: 11px 20px; }

.btn .arrow { transition: transform .18s ease; }
.btn:hover .arrow { transform: translateX(3px); }

/* --------------------------------------------------------------------------
   En-tête
   -------------------------------------------------------------------------- */

.site-header {
    position: sticky;
    top: 0;
    z-index: 60;
    background: #fff;
    border-bottom: 1px solid var(--line);
}

.site-header__inner {
    position: relative;
    display: flex;
    align-items: center;
    gap: 28px;
    min-height: 78px;
}

.logo { display: flex; align-items: center; gap: 12px; flex-shrink: 0; }
.logo svg { width: 42px; height: 48px; }
.logo__name {
    display: block;
    font-family: var(--font-display);
    font-weight: 700;
    font-size: 25px;
    color: var(--navy);
    letter-spacing: -.02em;
    line-height: 1.05;
}
.logo__baseline {
    display: block;
    font-size: 10.5px;
    color: var(--muted);
    letter-spacing: .005em;
}

.nav { display: flex; align-items: center; gap: 22px; margin-left: auto; }
.nav__link {
    font-size: 15px;
    font-weight: 500;
    color: var(--ink);
    padding: 8px 0;
    position: relative;
    white-space: nowrap;
}
.nav__link:hover { color: var(--blue); }

.nav__item { position: relative; }
.nav__item > .nav__link { display: inline-flex; align-items: center; gap: 6px; }
.nav__caret { transition: transform .2s ease; }
.nav__item:hover .nav__caret, .nav__item:focus-within .nav__caret { transform: rotate(180deg); }

.dropdown {
    position: absolute;
    top: calc(100% + 10px);
    left: -20px;
    min-width: 480px;
    background: #fff;
    border: 1px solid var(--line);
    border-radius: var(--radius);
    box-shadow: var(--shadow-lg);
    padding: 22px;
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 22px;
    opacity: 0;
    visibility: hidden;
    transform: translateY(-6px);
    transition: opacity .18s ease, transform .18s ease, visibility .18s;
}
.nav__item:hover .dropdown,
.nav__item:focus-within .dropdown { opacity: 1; visibility: visible; transform: translateY(0); }

.dropdown__title {
    font-family: var(--font-display);
    font-size: 11px;
    font-weight: 600;
    letter-spacing: .09em;
    text-transform: uppercase;
    color: var(--muted);
    margin-bottom: 10px;
}
.dropdown__list { list-style: none; margin: 0; padding: 0; }
.dropdown__list a {
    display: block;
    padding: 7px 10px;
    margin-left: -10px;
    border-radius: 8px;
    font-size: 14.5px;
    color: var(--ink);
}
.dropdown__list a:hover { background: var(--blue-50); color: var(--blue); }

.header__phone {
    display: flex;
    align-items: center;
    gap: 10px;
    flex-shrink: 0;
}
.header__phone svg { width: 22px; height: 22px; flex-shrink: 0; }
.header__phone strong {
    display: block;
    font-family: var(--font-display);
    font-size: 16px;
    font-weight: 600;
    color: var(--navy);
    line-height: 1.2;
}
.header__phone span { font-size: 11.5px; color: var(--muted); }

.burger {
    display: none;
    background: none;
    border: 1px solid var(--line);
    border-radius: 10px;
    padding: 9px;
    cursor: pointer;
    margin-left: auto;
}
.burger svg { width: 22px; height: 22px; color: var(--navy); }

/* --------------------------------------------------------------------------
   Hero
   -------------------------------------------------------------------------- */

.hero {
    position: relative;
    background:
        radial-gradient(120% 90% at 82% 8%, #FFFFFF 0%, rgba(255,255,255,0) 60%),
        linear-gradient(180deg, #F7FAFE 0%, #E9F1FB 58%, #DDE8F6 100%);
    overflow: hidden;
    padding: 56px 0 64px;
}

.hero::after {
    content: '';
    position: absolute;
    left: 0;
    right: 0;
    bottom: 0;
    height: 190px;
    background:
        linear-gradient(180deg, rgba(202,214,231,0) 0%, rgba(186,201,222,.38) 100%);
    -webkit-mask-image: linear-gradient(180deg, transparent 0%, #000 70%);
    mask-image: linear-gradient(180deg, transparent 0%, #000 70%);
    pointer-events: none;
}

.hero__inner {
    position: relative;
    z-index: 2;
    display: grid;
    grid-template-columns: 1fr 460px;
    gap: 48px;
    align-items: start;
}

.hero__title {
    font-size: clamp(34px, 4.2vw, 50px);
    font-weight: 700;
    color: var(--navy);
    margin-bottom: 18px;
}

.hero__lead {
    font-size: 17px;
    color: var(--muted);
    max-width: 44ch;
    margin-bottom: 26px;
}

.hero__points { list-style: none; margin: 0 0 34px; padding: 0; display: grid; gap: 12px; }
.hero__points li { display: flex; align-items: center; gap: 11px; font-size: 15px; color: var(--ink); }
.hero__points svg { width: 20px; height: 20px; color: var(--blue); flex-shrink: 0; }

.rating-badge {
    display: inline-flex;
    align-items: center;
    gap: 14px;
    background: #fff;
    border: 1px solid var(--line);
    border-radius: var(--radius);
    box-shadow: var(--shadow);
    padding: 14px 20px;
}
.rating-badge > svg { width: 30px; height: 30px; flex-shrink: 0; }
.rating-badge__score {
    display: inline-block;
    font-family: var(--font-display);
    font-size: 22px;
    font-weight: 700;
    color: var(--navy);
    line-height: 1.1;
}
.rating-badge__stars { display: inline-block; color: var(--amber); font-size: 14px; letter-spacing: 1px; margin-left: 6px; }
.rating-badge__meta { display: block; font-size: 11.5px; color: var(--muted); margin-top: 3px; white-space: nowrap; }

/* Carte sélecteur --------------------------------------------------------- */

.selector {
    background: #fff;
    border-radius: var(--radius-lg);
    box-shadow: var(--shadow-lg);
    padding: 26px;
}

.selector__title {
    font-size: 19px;
    font-weight: 600;
    margin-bottom: 18px;
}

.selector__grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 10px;
    margin-bottom: 16px;
}

.tile { position: relative; }
.tile input {
    position: absolute;
    inset: 0;
    opacity: 0;
    cursor: pointer;
    margin: 0;
}
.tile__body {
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: center;
    gap: 8px;
    height: 100%;
    min-height: 96px;
    padding: 14px 6px;
    border: 1.5px solid var(--line);
    border-radius: var(--radius-sm);
    background: #fff;
    transition: border-color .16s ease, background-color .16s ease, box-shadow .16s ease;
    text-align: center;
}
.tile__body svg { width: 34px; height: 34px; }
.tile__label { font-size: 12.5px; font-weight: 500; color: var(--ink); line-height: 1.25; }

.tile input:hover + .tile__body { border-color: var(--blue-100); background: var(--blue-50); }
.tile input:focus-visible + .tile__body { outline: 3px solid var(--blue-500); outline-offset: 2px; }
.tile input:checked + .tile__body {
    border-color: var(--blue-500);
    background: var(--blue-50);
    box-shadow: 0 0 0 3px rgba(18, 89, 184, .12);
}

.tile__check {
    position: absolute;
    top: -7px;
    right: -7px;
    width: 22px;
    height: 22px;
    border-radius: 50%;
    background: var(--blue-500);
    color: #fff;
    display: none;
    align-items: center;
    justify-content: center;
}
.tile input:checked ~ .tile__check { display: flex; }
.tile__check svg { width: 13px; height: 13px; }

.selector__perks {
    display: flex;
    flex-wrap: wrap;
    gap: 7px 11px;
    margin: 0 0 18px;
    padding: 0;
}
.selector__perks li {
    list-style: none;
    display: flex;
    align-items: center;
    gap: 6px;
    font-size: 11px;
    color: var(--muted);
    white-space: nowrap;
}
.selector__perks svg { width: 13px; height: 13px; color: var(--green); }

.selector__note {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 7px;
    margin: 14px 0 0;
    font-size: 12px;
    color: var(--muted);
}
.selector__note svg { width: 14px; height: 14px; }

/* --------------------------------------------------------------------------
   Sections
   -------------------------------------------------------------------------- */

.section { padding: 62px 0; }
.section--tight { padding: 44px 0; }

.section__head { text-align: center; margin-bottom: 38px; }
.section__title { font-size: clamp(25px, 3vw, 33px); font-weight: 700; margin-bottom: 8px; }
.section__sub { color: var(--muted); font-size: 16px; margin: 0; }

.panel {
    background: #fff;
    border-radius: var(--radius-lg);
    box-shadow: var(--shadow);
    padding: 48px 40px;
}

/* Grille des branches ----------------------------------------------------- */

.branches {
    display: grid;
    grid-template-columns: repeat(5, minmax(0, 1fr));
    gap: 16px;
}

.branch-card {
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 12px;
    padding: 26px 14px 22px;
    background: #fff;
    border: 1px solid var(--line);
    border-radius: var(--radius);
    text-align: center;
    transition: transform .18s ease, box-shadow .18s ease, border-color .18s ease;
}
.branch-card:hover {
    transform: translateY(-3px);
    box-shadow: var(--shadow-lg);
    border-color: var(--blue-100);
}
.branch-card > svg { width: 46px; height: 46px; }
.branch-card__name {
    font-family: var(--font-display);
    font-size: 14.5px;
    font-weight: 600;
    color: var(--navy);
    line-height: 1.3;
}
.branch-card__cta svg { width: 15px; height: 15px; }
.branch-card__cta {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    font-size: 13.5px;
    font-weight: 500;
    color: var(--blue-500);
    margin-top: auto;
}
.branch-card:hover .branch-card__cta .arrow { transform: translateX(3px); }
.branch-card__cta .arrow { transition: transform .18s ease; }

/* Bandeau économies ------------------------------------------------------- */

.savings {
    display: grid;
    grid-template-columns: 1fr 1.15fr;
    gap: 36px;
    align-items: center;
    background: linear-gradient(120deg, #EDF3FC 0%, #F6F9FE 100%);
    border: 1px solid var(--blue-100);
    border-radius: var(--radius-lg);
    padding: 36px 38px;
}
.savings__title { font-size: clamp(22px, 2.6vw, 28px); font-weight: 700; margin-bottom: 12px; }
.savings__text { color: var(--muted); margin-bottom: 22px; }

.stats {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    background: #fff;
    border-radius: var(--radius);
    box-shadow: var(--shadow);
    overflow: hidden;
}
.stat { padding: 24px 18px; text-align: center; }
.stat + .stat { border-left: 1px solid var(--line); }
.stat__head { display: flex; align-items: center; justify-content: center; gap: 10px; margin-bottom: 8px; }
.stat__head svg { width: 26px; height: 26px; color: var(--blue-500); }
.stat__value {
    font-family: var(--font-display);
    font-size: 27px;
    font-weight: 700;
    color: var(--navy);
    line-height: 1;
}
.stat__label { font-size: 12.5px; color: var(--muted); line-height: 1.4; }

.savings__footnote { font-size: 11.5px; color: var(--muted); text-align: right; margin: 12px 0 0; }

/* Arguments --------------------------------------------------------------- */

.reasons { display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); gap: 16px; }

.reason {
    display: flex;
    gap: 15px;
    background: #fff;
    border: 1px solid var(--line);
    border-radius: var(--radius);
    padding: 22px;
}
.reason__icon {
    flex-shrink: 0;
    width: 46px;
    height: 46px;
    border-radius: 50%;
    background: var(--blue-50);
    display: flex;
    align-items: center;
    justify-content: center;
}
.reason__icon svg { width: 24px; height: 24px; color: var(--blue); }
.reason h3 { font-size: 15.5px; font-weight: 600; margin-bottom: 5px; }
.reason p { font-size: 13px; color: var(--muted); margin: 0; line-height: 1.55; }

/* Confiance --------------------------------------------------------------- */

.trust {
    display: grid;
    grid-template-columns: .92fr 3.7fr 1.12fr;
    gap: 16px;
    align-items: stretch;
}

.trust__box {
    background: var(--blue-50);
    border: 1px solid var(--blue-100);
    border-radius: var(--radius);
    padding: 20px 14px;
    text-align: center;
    display: flex;
    flex-direction: column;
    justify-content: center;
}
.trust__box h3 { font-size: 14.5px; margin-bottom: 12px; }
.trust__box .btn--sm { font-size: 12px; padding: 9px 13px; }
.trust__stars { color: var(--amber); font-size: 17px; letter-spacing: 2px; }
.trust__score {
    font-family: var(--font-display);
    font-size: 22px;
    font-weight: 700;
    color: var(--navy);
    margin-left: 8px;
}
.trust__meta { font-size: 11.5px; color: var(--muted); margin: 6px 0 16px; }

.reviews { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 16px; }

.review {
    background: #fff;
    border: 1px solid var(--line);
    border-radius: var(--radius);
    padding: 16px;
    display: flex;
    flex-direction: column;
}
.review__head { display: flex; align-items: center; gap: 8px; margin-bottom: 10px; }
.review__head svg { width: 18px; height: 18px; }
.review__stars { color: var(--amber); font-size: 13px; letter-spacing: 1px; }
.review__age { font-size: 11px; color: var(--muted); margin-left: auto; white-space: nowrap; }
.review__text { font-size: 13px; color: var(--ink); line-height: 1.6; margin: 0 0 16px; }
.review__author {
    display: flex;
    align-items: center;
    gap: 10px;
    margin-top: auto;
    font-size: 13px;
    font-weight: 500;
}
.review__avatar {
    width: 32px;
    height: 32px;
    border-radius: 50%;
    background: var(--blue-100);
    color: var(--blue);
    display: flex;
    align-items: center;
    justify-content: center;
    font-family: var(--font-display);
    font-size: 12.5px;
    font-weight: 600;
}

.partners { display: grid; grid-template-columns: repeat(2, 1fr); gap: 8px; margin-bottom: 14px; }
.partner {
    background: #fff;
    border: 1px solid var(--line);
    border-radius: 8px;
    padding: 9px 6px;
    font-family: var(--font-display);
    font-size: 11px;
    font-weight: 600;
    color: var(--navy);
    text-align: center;
    letter-spacing: .02em;
}

/* Appel à l'action -------------------------------------------------------- */

.cta-band {
    display: grid;
    grid-template-columns: auto 1fr auto;
    gap: 28px;
    align-items: center;
    background: linear-gradient(100deg, var(--navy) 0%, var(--blue) 100%);
    border-radius: var(--radius-lg);
    padding: 30px 36px;
    color: #fff;
}
.cta-band__shield { width: 66px; flex-shrink: 0; }
.cta-band__shield svg { width: 100%; height: auto; }
.cta-band h2 { color: #fff; font-size: clamp(20px, 2.4vw, 26px); margin-bottom: 6px; }
.cta-band p { color: rgba(255,255,255,.85); font-size: 14.5px; margin: 0; }
.cta-band__side { display: flex; flex-direction: column; align-items: center; gap: 12px; }
.cta-band__perks { display: flex; gap: 16px; list-style: none; margin: 0; padding: 0; }
.cta-band__perks li { display: flex; align-items: center; gap: 5px; font-size: 12px; color: rgba(255,255,255,.9); }
.cta-band__perks svg { width: 13px; height: 13px; }

/* --------------------------------------------------------------------------
   Pied de page
   -------------------------------------------------------------------------- */

.site-footer {
    background: #fff;
    border-top: 1px solid var(--line);
    padding: 52px 0 0;
    margin-top: 20px;
}

.footer__grid {
    display: grid;
    grid-template-columns: 1.5fr repeat(4, 1fr);
    gap: 32px;
    padding-bottom: 42px;
}

.footer__about p { font-size: 13px; color: var(--muted); line-height: 1.6; margin: 16px 0 18px; }

.footer__social { display: flex; gap: 10px; }
.footer__social a {
    width: 34px;
    height: 34px;
    border-radius: 9px;
    background: var(--navy);
    color: #fff;
    display: flex;
    align-items: center;
    justify-content: center;
}
.footer__social a:hover { background: var(--blue-500); color: #fff; }
.footer__social svg { width: 16px; height: 16px; }

.footer__col h3 {
    font-size: 14px;
    font-weight: 600;
    margin-bottom: 14px;
    color: var(--navy);
}
.footer__col ul { list-style: none; margin: 0; padding: 0; display: grid; gap: 9px; }
.footer__col a { font-size: 13.5px; color: var(--muted); }
.footer__col a:hover { color: var(--blue); }

.footer__bar {
    border-top: 1px solid var(--line);
    padding: 18px 0;
    display: flex;
    flex-wrap: wrap;
    gap: 10px;
    justify-content: space-between;
    align-items: center;
    font-size: 12.5px;
    color: var(--muted);
}
.footer__flag { display: inline-flex; align-items: center; gap: 8px; }
.footer__flag svg { width: 20px; height: 14px; }

/* --------------------------------------------------------------------------
   Page générique en préparation
   -------------------------------------------------------------------------- */

.plain { padding: 70px 0 90px; }
.plain__card {
    background: #fff;
    border: 1px solid var(--line);
    border-radius: var(--radius-lg);
    box-shadow: var(--shadow);
    padding: 52px 44px;
    max-width: 760px;
    margin-inline: auto;
    text-align: center;
}
.plain__eyebrow {
    display: inline-block;
    font-size: 11.5px;
    font-weight: 600;
    letter-spacing: .1em;
    text-transform: uppercase;
    color: var(--blue-500);
    background: var(--blue-50);
    border-radius: 999px;
    padding: 6px 14px;
    margin-bottom: 18px;
}
.plain__card h1 { font-size: clamp(26px, 3.4vw, 36px); }
.plain__card p { color: var(--muted); max-width: 52ch; margin-inline: auto; }
.plain__actions { display: flex; gap: 12px; justify-content: center; flex-wrap: wrap; margin-top: 26px; }

/* --------------------------------------------------------------------------
   Responsive
   -------------------------------------------------------------------------- */

@media (max-width: 1080px) {
    .hero__inner { grid-template-columns: 1fr; gap: 36px; }
    .selector { max-width: 560px; }
    .branches { grid-template-columns: repeat(3, 1fr); }
    .reasons { grid-template-columns: repeat(2, 1fr); }
    .trust { grid-template-columns: 1fr 1fr; }
    .trust__partners { grid-column: 1 / -1; }
    .footer__grid { grid-template-columns: 1fr 1fr 1fr; }
    .footer__about { grid-column: 1 / -1; }
}

@media (max-width: 900px) {
    .nav, .header__phone { display: none; }
    .burger { display: block; }
    .site-header__inner { min-height: 68px; }

    .nav.is-open {
        display: flex;
        flex-direction: column;
        align-items: stretch;
        gap: 0;
        position: absolute;
        top: 100%;
        left: 0;
        right: 0;
        background: #fff;
        border-bottom: 1px solid var(--line);
        box-shadow: var(--shadow-lg);
        padding: 10px 20px 22px;
        margin: 0;
    }
    .nav.is-open .nav__link { padding: 13px 0; border-bottom: 1px solid var(--line); }
    .nav.is-open .dropdown {
        position: static;
        opacity: 1;
        visibility: visible;
        transform: none;
        min-width: 0;
        box-shadow: none;
        border: 0;
        padding: 6px 0 12px;
        grid-template-columns: 1fr;
        gap: 14px;
    }
    .nav.is-open .header__phone {
        display: flex;
        padding: 14px 0;
        border-bottom: 1px solid var(--line);
    }
    .nav.is-open .btn { margin-top: 16px; }

    .savings { grid-template-columns: 1fr; }
    .savings__footnote { text-align: left; }
    .cta-band { grid-template-columns: 1fr; text-align: center; justify-items: center; }
    .cta-band__perks { justify-content: center; flex-wrap: wrap; }
    .panel { padding: 34px 22px; }
    .section { padding: 46px 0; }
}

@media (max-width: 400px) {
    .btn { white-space: normal; }
}

@media (max-width: 640px) {
    .branches { grid-template-columns: repeat(2, 1fr); }
    .reasons { grid-template-columns: 1fr; }
    .trust { grid-template-columns: 1fr; }
    .reviews { grid-template-columns: 1fr; }
    .stats { grid-template-columns: 1fr; }
    .stat + .stat { border-left: 0; border-top: 1px solid var(--line); }
    .selector__grid { grid-template-columns: repeat(2, 1fr); }
    .selector { padding: 20px; }
    .footer__grid { grid-template-columns: 1fr 1fr; }
    .plain__card { padding: 34px 22px; }
    .hero { padding: 36px 0 44px; }
}

@media (prefers-reduced-motion: reduce) {
    *, *::before, *::after {
        animation-duration: .01ms !important;
        transition-duration: .01ms !important;
        scroll-behavior: auto !important;
    }
}

/* ==========================================================================
   v1.1.0 — Pages produit
   ========================================================================== */

/* Fil d'Ariane ------------------------------------------------------------ */

.breadcrumb {
    display: flex;
    align-items: center;
    gap: 9px;
    font-size: 13.5px;
    color: var(--muted);
    margin-bottom: 26px;
}
.breadcrumb a { color: var(--muted); }
.breadcrumb a:hover { color: var(--blue); }
.breadcrumb [aria-current] { color: var(--navy); font-weight: 500; }

/* Hero de page produit ---------------------------------------------------- */

.hero--product { padding-top: 26px; }
.hero--product .hero__inner { grid-template-columns: 1fr 500px; align-items: center; }

.hero__title--product { margin-bottom: 20px; }
.hero__title--product > span {
    display: block;
    font-size: .62em;
    font-weight: 600;
    color: var(--blue);
    margin-top: 6px;
    line-height: 1.2;
}

/* Indicateur d'étapes ----------------------------------------------------- */

.stepper {
    display: flex;
    align-items: flex-start;
    list-style: none;
    margin: 0 0 22px;
    padding: 0;
}
.stepper__item {
    position: relative;
    flex: 1;
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 6px;
    text-align: center;
}
.stepper__item::before {
    content: '';
    position: absolute;
    top: 13px;
    left: -50%;
    width: 100%;
    height: 2px;
    background: var(--line);
}
.stepper__item:first-child::before { display: none; }

.stepper__dot {
    position: relative;
    z-index: 1;
    width: 26px;
    height: 26px;
    border-radius: 50%;
    background: #fff;
    border: 1.5px solid var(--line);
    color: var(--muted);
    font-family: var(--font-display);
    font-size: 12.5px;
    font-weight: 600;
    display: flex;
    align-items: center;
    justify-content: center;
}
.stepper__label { font-size: 11px; color: var(--muted); line-height: 1.25; }

.stepper__item.is-current .stepper__dot {
    background: var(--blue-500);
    border-color: var(--blue-500);
    color: #fff;
}
.stepper__item.is-current .stepper__label { color: var(--navy); font-weight: 500; }

.selector__question { font-size: 15px; font-weight: 600; margin-bottom: 14px; }
.selector__grid--five { grid-template-columns: repeat(5, minmax(0, 1fr)); }
.selector__perks--center { justify-content: center; margin: 16px 0 0; }

/* Icônes de branche surchargeables ---------------------------------------- */

.branch-icon--custom { object-fit: contain; }
.branch-card > .branch-icon--custom { width: 46px; height: 46px; }
.tile__body .branch-icon--custom { width: 34px; height: 34px; }

/* Formules ---------------------------------------------------------------- */

.formulas { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 18px; }

.formula {
    position: relative;
    display: flex;
    flex-direction: column;
    background: #fff;
    border: 1px solid var(--line);
    border-radius: var(--radius-lg);
    padding: 26px 22px 22px;
}
.formula--featured {
    border-color: var(--blue-500);
    box-shadow: 0 0 0 3px rgba(18, 89, 184, .1), var(--shadow-lg);
}
.formula--red { border-color: #F6C9CB; background: #FFFAFA; }

.formula__badge {
    position: absolute;
    top: -12px;
    left: 50%;
    transform: translateX(-50%);
    background: var(--blue-500);
    color: #fff;
    font-family: var(--font-display);
    font-size: 10.5px;
    font-weight: 600;
    letter-spacing: .07em;
    text-transform: uppercase;
    border-radius: 999px;
    padding: 5px 14px;
    white-space: nowrap;
}

.formula__head { display: flex; gap: 13px; margin-bottom: 18px; }
.formula__icon { flex-shrink: 0; }
.formula__icon svg { width: 32px; height: 32px; }
.formula--red .formula__icon svg path:first-child { fill: var(--red); }
.formula__head h3 { font-size: 18px; margin-bottom: 4px; }
.formula--red .formula__head h3 { color: var(--red); }
.formula__head p { font-size: 13px; color: var(--muted); margin: 0; line-height: 1.5; }

.formula__list {
    list-style: none;
    margin: 0 0 22px;
    padding: 18px 0 0;
    border-top: 1px solid var(--line);
    display: grid;
    gap: 11px;
}
.formula__list li { display: flex; align-items: flex-start; gap: 9px; font-size: 13.5px; }
.formula__list svg { width: 14px; height: 14px; color: var(--blue-500); flex-shrink: 0; margin-top: 4px; }
.formula--red .formula__list svg { color: var(--red); }

.formula__foot {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 12px;
    flex-wrap: wrap;
    margin-top: auto;
    padding-top: 18px;
    border-top: 1px solid var(--line);
}
.formula__price { line-height: 1.15; }
.formula__from { display: block; font-size: 11.5px; color: var(--muted); }
.formula__price strong {
    font-family: var(--font-display);
    font-size: 26px;
    font-weight: 700;
    color: var(--navy);
}
.formula--red .formula__price strong { color: var(--red); }
.formula__unit { font-size: 12.5px; color: var(--muted); }

.formulas__note {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 8px;
    margin: 20px 0 0;
    font-size: 12.5px;
    color: var(--muted);
}
.formulas__note svg { width: 14px; height: 14px; flex-shrink: 0; }

/* Contenu éditorial ------------------------------------------------------- */

.panel--prose { display: grid; gap: 34px; }
.prose h2 { font-size: clamp(20px, 2.4vw, 25px); margin-bottom: 14px; }
.prose p { color: var(--muted); line-height: 1.75; max-width: 78ch; }
.prose > :last-child { margin-bottom: 0; }

.prose__list { margin: 16px 0 0; padding: 0; list-style: none; display: grid; gap: 12px; }
.prose__list li {
    position: relative;
    padding-left: 22px;
    font-size: 15px;
    color: var(--muted);
    line-height: 1.65;
}
.prose__list li::before {
    content: '';
    position: absolute;
    left: 0;
    top: 9px;
    width: 7px;
    height: 7px;
    border-radius: 50%;
    background: var(--blue-500);
}
.prose__list strong { color: var(--navy); }

/* Mur de partenaires ------------------------------------------------------ */

.partner-wall {
    display: grid;
    grid-template-columns: repeat(4, minmax(0, 1fr));
    gap: 14px;
}
.partner-wall__item {
    display: flex;
    align-items: center;
    justify-content: center;
    min-height: 70px;
    padding: 14px 12px;
    background: #fff;
    border: 1px solid var(--line);
    border-radius: var(--radius);
    font-family: var(--font-display);
    font-size: 15px;
    font-weight: 600;
    color: var(--navy);
    text-align: center;
    letter-spacing: .01em;
}

/* Questions fréquentes ---------------------------------------------------- */

.faq { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 14px; align-items: start; }

.faq__item {
    background: #fff;
    border: 1px solid var(--line);
    border-radius: var(--radius);
    overflow: hidden;
}
.faq__item[open] { border-color: var(--blue-100); box-shadow: var(--shadow); }

.faq__item summary {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 14px;
    padding: 17px 20px;
    cursor: pointer;
    font-family: var(--font-display);
    font-size: 15px;
    font-weight: 600;
    color: var(--navy);
    list-style: none;
}
.faq__item summary::-webkit-details-marker { display: none; }
.faq__item summary:hover { color: var(--blue); }
.faq__item summary svg { width: 17px; height: 17px; color: var(--muted); flex-shrink: 0; transition: transform .2s ease; }
.faq__item[open] summary svg { transform: rotate(180deg); }

.faq__answer {
    padding: 0 20px 19px;
    font-size: 14.5px;
    color: var(--muted);
    line-height: 1.7;
}

/* Bandeau de réassurance -------------------------------------------------- */

.assurance-strip {
    display: grid;
    grid-template-columns: repeat(4, minmax(0, 1fr));
    gap: 16px;
    list-style: none;
    margin: 0;
    padding: 22px 0 0;
    border-top: 1px solid var(--line);
}
.assurance-strip li {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 10px;
    font-size: 13.5px;
    color: var(--muted);
    text-align: center;
}
.assurance-strip svg { width: 19px; height: 19px; color: var(--blue); flex-shrink: 0; }

.branches--three { grid-template-columns: repeat(3, minmax(0, 1fr)); }

/* Responsive -------------------------------------------------------------- */

@media (max-width: 1080px) {
    .hero--product .hero__inner { grid-template-columns: 1fr; }
    .formulas { grid-template-columns: 1fr; }
    .formula__badge { left: 22px; transform: none; }
    .partner-wall { grid-template-columns: repeat(3, minmax(0, 1fr)); }
    .assurance-strip { grid-template-columns: repeat(2, minmax(0, 1fr)); }
}

@media (max-width: 900px) {
    .faq { grid-template-columns: 1fr; }
    .branches--three { grid-template-columns: repeat(2, minmax(0, 1fr)); }
}

@media (max-width: 640px) {
    .selector__grid--five,
    .selector__grid--n5 { grid-template-columns: repeat(3, minmax(0, 1fr)); }
    .stepper__label { display: none; }
    .stepper__item::before { top: 13px; }
    .partner-wall { grid-template-columns: repeat(2, minmax(0, 1fr)); }
    .assurance-strip { grid-template-columns: 1fr; }
    .branches--three { grid-template-columns: 1fr; }
    .formula__foot { flex-direction: column; align-items: stretch; }
}

/* ==========================================================================
   v1.2.0 — Gabarit produit générique
   ========================================================================== */

/* Tuiles sans icône (typologies textuelles) --------------------------------- */

.selector__grid--n2 { grid-template-columns: repeat(2, minmax(0, 1fr)); }
.selector__grid--n3 { grid-template-columns: repeat(3, minmax(0, 1fr)); }
.selector__grid--n4 { grid-template-columns: repeat(4, minmax(0, 1fr)); }
.selector__grid--n5 { grid-template-columns: repeat(5, minmax(0, 1fr)); }

.tile--text .tile__body {
    min-height: 62px;
    padding: 14px 10px;
    justify-content: center;
}
.tile--text .tile__label { font-size: 13.5px; font-weight: 500; }

/* Cartes de garanties ------------------------------------------------------ */

.guarantees {
    display: grid;
    grid-template-columns: repeat(4, minmax(0, 1fr));
    gap: 16px;
}

.guarantee {
    display: flex;
    flex-direction: column;
    background: #fff;
    border: 1px solid var(--line);
    border-radius: var(--radius);
    padding: 24px 20px;
    transition: transform .18s ease, box-shadow .18s ease, border-color .18s ease;
}
.guarantee:hover {
    transform: translateY(-3px);
    box-shadow: var(--shadow-lg);
    border-color: var(--blue-100);
}

.guarantee__icon {
    width: 44px;
    height: 44px;
    border-radius: 12px;
    background: var(--blue-50);
    display: flex;
    align-items: center;
    justify-content: center;
    margin-bottom: 14px;
}
.guarantee__icon svg { width: 24px; height: 24px; }

.guarantee h3 {
    font-size: 15.5px;
    font-weight: 600;
    margin-bottom: 8px;
    line-height: 1.35;
}
.guarantee p {
    font-size: 13.5px;
    color: var(--muted);
    line-height: 1.6;
    margin: 0;
}

@media (max-width: 1080px) {
    .guarantees { grid-template-columns: repeat(2, minmax(0, 1fr)); }
}

@media (max-width: 560px) {
    .guarantees { grid-template-columns: 1fr; }
    .selector__grid--n4,
    .selector__grid--n5 { grid-template-columns: repeat(2, minmax(0, 1fr)); }
}

/* ==========================================================================
   v1.4.0 — Formulaire de devis
   ========================================================================== */

.quote { padding: 26px 0 70px; background: linear-gradient(180deg, #F7FAFE 0%, var(--bg) 320px); }

.quote__head { text-align: center; max-width: 620px; margin: 0 auto 30px; }
.quote__head h1 { font-size: clamp(26px, 3.4vw, 36px); margin-bottom: 10px; }
.quote__head p { color: var(--muted); margin: 0; }

.quote__errors {
    max-width: 780px;
    margin: 0 auto 22px;
    background: #FDECEC;
    border: 1px solid #F5C2C4;
    border-radius: var(--radius);
    padding: 16px 20px;
    color: #8E1216;
    font-size: 14.5px;
}
.quote__errors ul { margin: 8px 0 0; padding-left: 20px; }

.quote__form { max-width: 780px; margin: 0 auto; }
.quote__trap { position: absolute; left: -9999px; width: 1px; height: 1px; overflow: hidden; }

.stepper--quote { margin-bottom: 26px; }
.stepper__item.is-done .stepper__dot { background: var(--green); border-color: var(--green); color: #fff; }
.stepper__item.is-done .stepper__label { color: var(--ink); }

.quote__panel {
    background: #fff;
    border-radius: var(--radius-lg);
    box-shadow: var(--shadow-lg);
    padding: 32px 34px 26px;
}

.quote__step { border: 0; margin: 0; padding: 0; }
.quote__step + .quote__step { margin-top: 38px; padding-top: 32px; border-top: 1px solid var(--line); }
.is-stepped .quote__step + .quote__step { margin-top: 0; padding-top: 0; border-top: 0; }

.quote__step-title {
    font-family: var(--font-display);
    font-size: 19px;
    font-weight: 600;
    color: var(--navy);
    padding: 0;
    margin-bottom: 6px;
}
.quote__step-intro { color: var(--muted); font-size: 14px; margin-bottom: 20px; }

.quote__fields {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 18px 20px;
    margin-top: 18px;
}

/* Champs ------------------------------------------------------------------ */

.qfield { min-width: 0; }
.qfield--full { grid-column: 1 / -1; }

.qfield__group { border: 0; margin: 0; padding: 0; }

.qfield__label {
    display: block;
    font-size: 14px;
    font-weight: 500;
    color: var(--ink);
    margin-bottom: 7px;
    padding: 0;
}
.qfield__required { color: var(--red); margin-left: 2px; }

.qfield input[type="text"],
.qfield input[type="email"],
.qfield input[type="tel"],
.qfield input[type="number"],
.qfield input[type="date"],
.qfield select,
.qfield textarea {
    width: 100%;
    font-family: inherit;
    font-size: 15px;
    color: var(--ink);
    background: #fff;
    border: 1.5px solid var(--line);
    border-radius: 10px;
    padding: 12px 14px;
    transition: border-color .15s ease, box-shadow .15s ease;
}
.qfield textarea { resize: vertical; line-height: 1.6; }
.qfield input:focus,
.qfield select:focus,
.qfield textarea:focus {
    outline: 0;
    border-color: var(--blue-500);
    box-shadow: 0 0 0 3px rgba(18, 89, 184, .13);
}

.qfield__hint { font-size: 12.5px; color: var(--muted); margin: 7px 0 0; line-height: 1.5; }
.qfield__error { font-size: 13px; color: var(--red); margin: 7px 0 0; font-weight: 500; }

.qfield.is-invalid input,
.qfield.is-invalid select,
.qfield.is-invalid textarea { border-color: var(--red); }
.qfield.is-invalid .qchoice__box { border-color: #F0B4B6; }

/* Choix ------------------------------------------------------------------- */

.qfield__choices { display: flex; flex-wrap: wrap; gap: 9px; }

.qchoice { position: relative; cursor: pointer; }
.qchoice input {
    position: absolute;
    inset: 0;
    opacity: 0;
    cursor: pointer;
    margin: 0;
}
.qchoice__box {
    display: block;
    font-size: 14px;
    border: 1.5px solid var(--line);
    border-radius: 999px;
    background: #fff;
    padding: 10px 18px;
    transition: border-color .15s ease, background-color .15s ease, color .15s ease;
}
.qchoice input:hover + .qchoice__box { border-color: var(--blue-100); background: var(--blue-50); }
.qchoice input:focus-visible + .qchoice__box { outline: 3px solid var(--blue-500); outline-offset: 2px; }
.qchoice input:checked + .qchoice__box {
    border-color: var(--blue-500);
    background: var(--blue-50);
    color: var(--blue);
    font-weight: 500;
}

/* Consentements ----------------------------------------------------------- */

.consents {
    margin-top: 26px;
    padding-top: 24px;
    border-top: 1px solid var(--line);
}

.consent {
    display: flex;
    align-items: flex-start;
    gap: 12px;
    font-size: 13.5px;
    line-height: 1.6;
    color: var(--ink);
    background: var(--blue-50);
    border: 1.5px solid var(--blue-100);
    border-radius: var(--radius);
    padding: 14px 16px;
    margin-bottom: 12px;
    cursor: pointer;
}
.consent input {
    flex-shrink: 0;
    width: 19px;
    height: 19px;
    margin-top: 1px;
    accent-color: var(--blue);
    cursor: pointer;
}
.consent.is-invalid { border-color: var(--red); background: #FDECEC; }

.consent__required { display: block; font-size: 12px; color: var(--red); margin-top: 4px; font-weight: 500; }
.consent__optional { display: block; font-size: 12px; color: var(--muted); margin-top: 4px; }

.consents__notice {
    font-size: 12px;
    color: var(--muted);
    line-height: 1.65;
    margin: 14px 0 0;
}

/* Actions ----------------------------------------------------------------- */

.quote__actions {
    display: flex;
    align-items: center;
    gap: 14px;
    margin-top: 30px;
    padding-top: 22px;
    border-top: 1px solid var(--line);
}
.quote__counter {
    font-size: 13px;
    color: var(--muted);
    margin-right: auto;
    white-space: nowrap;
}
.quote__actions [data-quote-prev] { order: -1; margin-right: 0; }
.quote__actions [data-quote-submit]:disabled { opacity: .7; cursor: wait; }

.quote__strip { max-width: 780px; margin: 30px auto 0; border-top: 0; }

/* Confirmation ------------------------------------------------------------ */

.confirm__check { display: block; width: 62px; margin: 0 auto 18px; color: var(--green); }
.confirm__check svg { width: 62px; height: 62px; }

.confirm__reference {
    display: inline-block;
    background: var(--blue-50);
    border: 1px solid var(--blue-100);
    border-radius: var(--radius);
    padding: 14px 26px;
    font-size: 13px;
    color: var(--muted);
    margin: 8px 0 22px;
}
.confirm__reference strong {
    display: block;
    font-family: ui-monospace, Menlo, Consolas, monospace;
    font-size: 22px;
    color: var(--navy);
    letter-spacing: .04em;
    margin-top: 4px;
}
.confirm__note { font-size: 12.5px; color: var(--muted); margin: 26px 0 0; }

@media (max-width: 700px) {
    .quote__fields { grid-template-columns: 1fr; }
    .quote__panel { padding: 24px 20px 20px; }
    .quote__actions { flex-wrap: wrap; }
    .quote__counter { width: 100%; order: -2; margin-bottom: 4px; }
    .quote__actions .btn { flex: 1; }
}

/* ==========================================================================
   v1.5.0 — Blog
   ========================================================================== */

.visually-hidden {
    position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px;
    overflow: hidden; clip: rect(0 0 0 0); white-space: nowrap; border: 0;
}

.hero--blog { padding: 26px 0 44px; }
.blog__intro { max-width: 640px; }
.blog__intro h1 { font-size: clamp(30px, 4vw, 42px); margin-bottom: 12px; }
.blog__intro p { color: var(--muted); font-size: 17px; margin-bottom: 24px; }

.blog__search { display: flex; gap: 10px; max-width: 480px; }
.blog__search input {
    flex: 1; min-width: 0;
    font-family: inherit; font-size: 15px;
    border: 1.5px solid var(--line); border-radius: 999px;
    padding: 12px 20px; background: #fff;
}
.blog__search input:focus {
    outline: 0; border-color: var(--blue-500);
    box-shadow: 0 0 0 3px rgba(18, 89, 184, .13);
}
.blog__search svg { width: 15px; height: 15px; }

.blog__cats { display: flex; flex-wrap: wrap; gap: 9px; margin-bottom: 30px; }
.blog__cat {
    display: inline-flex; align-items: center; gap: 7px;
    font-size: 14px; color: var(--ink);
    background: #fff; border: 1px solid var(--line);
    border-radius: 999px; padding: 9px 17px;
    transition: border-color .15s ease, background-color .15s ease, color .15s ease;
}
.blog__cat span { font-size: 11.5px; color: var(--muted); }
.blog__cat:hover { border-color: var(--blue-100); background: var(--blue-50); color: var(--blue); }
.blog__cat.is-active { background: var(--navy); border-color: var(--navy); color: #fff; }
.blog__cat.is-active span { color: rgba(255, 255, 255, .7); }

.blog__result { font-size: 14.5px; color: var(--muted); margin-bottom: 22px; }
.blog__empty { text-align: center; padding: 48px 20px; }
.blog__empty p { color: var(--muted); margin-bottom: 18px; }
.blog__pagination { margin-top: 34px; display: flex; justify-content: center; }

/* Article mis en avant ---------------------------------------------------- */

.feature {
    display: grid;
    grid-template-columns: 1.1fr 1fr;
    gap: 0;
    background: #fff;
    border: 1px solid var(--line);
    border-radius: var(--radius-lg);
    overflow: hidden;
    margin-bottom: 26px;
    transition: box-shadow .2s ease, transform .2s ease;
}
.feature:hover { box-shadow: var(--shadow-lg); transform: translateY(-2px); }
.feature__media {
    display: flex; align-items: center; justify-content: center;
    min-height: 260px; background: var(--blue-50);
}
.feature__media img { width: 100%; height: 100%; object-fit: cover; }
.feature__media svg { width: 74px; height: 74px; opacity: .5; }
.feature__body { display: flex; flex-direction: column; padding: 32px 34px; }
.feature__tag {
    font-family: var(--font-display); font-size: 11.5px; font-weight: 600;
    letter-spacing: .08em; text-transform: uppercase; color: var(--red);
    margin-bottom: 12px;
}
.feature__title {
    font-family: var(--font-display); font-size: clamp(21px, 2.4vw, 27px);
    font-weight: 700; color: var(--navy); line-height: 1.25; margin-bottom: 12px;
}
.feature__excerpt { color: var(--muted); font-size: 15px; line-height: 1.65; margin-bottom: 18px; }
.feature__meta { font-size: 12.5px; color: var(--muted); margin-top: auto; }

/* Liste d'articles -------------------------------------------------------- */

.posts { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 20px; }
.posts--three { grid-template-columns: repeat(3, minmax(0, 1fr)); }

.post {
    background: #fff;
    border: 1px solid var(--line);
    border-radius: var(--radius);
    overflow: hidden;
    transition: box-shadow .2s ease, transform .2s ease, border-color .2s ease;
}
.post:hover { box-shadow: var(--shadow-lg); transform: translateY(-3px); border-color: var(--blue-100); }
.post__link { display: flex; flex-direction: column; height: 100%; color: inherit; }

.post__media {
    display: flex; align-items: center; justify-content: center;
    height: 168px; background: var(--blue-50); flex-shrink: 0;
}
.post__media img { width: 100%; height: 100%; object-fit: cover; }
.post__media svg { width: 46px; height: 46px; opacity: .45; }

.post__media--auto       { background: #E8F0FC; }
.post__media--habitation { background: #E9F6EE; }
.post__media--sante      { background: #FDECEE; }
.post__media--pro        { background: #FDF4E4; }
.post__media--animaux    { background: #F0ECFB; }
.post__media--conseils   { background: #ECF3F8; }

.post__body { display: flex; flex-direction: column; flex: 1; padding: 20px 22px 22px; }
.post__tag {
    font-size: 11.5px; font-weight: 600; letter-spacing: .05em;
    text-transform: uppercase; color: var(--blue-500); margin-bottom: 9px;
}
.post__title {
    font-family: var(--font-display); font-size: 17px; font-weight: 600;
    color: var(--navy); line-height: 1.35; margin: 0 0 10px;
}
.post__excerpt { font-size: 13.5px; color: var(--muted); line-height: 1.6; margin-bottom: 16px; }
.post__meta { font-size: 12px; color: var(--muted); margin-top: auto; }

/* Page article ------------------------------------------------------------ */

.article { padding: 26px 0 60px; }
.article__head { max-width: 760px; margin-bottom: 30px; }
.article__tag {
    display: inline-block; font-size: 12px; font-weight: 600;
    letter-spacing: .05em; text-transform: uppercase; color: var(--blue-500);
    background: var(--blue-50); border-radius: 999px; padding: 6px 14px; margin-bottom: 16px;
}
.article__head h1 { font-size: clamp(28px, 4vw, 40px); margin-bottom: 16px; }
.article__lead { font-size: 18px; color: var(--muted); line-height: 1.65; margin-bottom: 16px; }
.article__meta { display: flex; flex-wrap: wrap; gap: 9px; font-size: 13.5px; color: var(--muted); margin: 0; }

.article__cover { margin: 0 0 34px; border-radius: var(--radius-lg); overflow: hidden; }
.article__cover img { width: 100%; height: auto; display: block; }

.article__layout { display: grid; grid-template-columns: minmax(0, 1fr) 300px; gap: 46px; align-items: start; }

.article__content { max-width: 720px; font-size: 16.5px; line-height: 1.78; color: var(--ink); }
.article__content h2 {
    font-size: clamp(22px, 2.6vw, 27px); margin: 42px 0 16px; scroll-margin-top: 100px;
}
.article__content h2:first-child { margin-top: 0; }
.article__content h3 { font-size: 19px; margin: 32px 0 12px; scroll-margin-top: 100px; }
.article__content p { margin: 0 0 20px; }
.article__content ul,
.article__content ol { margin: 0 0 22px; padding-left: 22px; display: grid; gap: 9px; }
.article__content li { line-height: 1.7; }
.article__content strong { color: var(--navy); font-weight: 600; }
.article__content a { color: var(--blue); text-decoration: underline; text-underline-offset: 3px; }
.article__content a:hover { color: var(--red); }
.article__content hr { border: 0; border-top: 1px solid var(--line); margin: 34px 0; }
.article__content blockquote {
    margin: 26px 0; padding: 18px 24px;
    background: var(--blue-50); border-left: 4px solid var(--blue-500);
    border-radius: 0 var(--radius) var(--radius) 0;
}
.article__content blockquote p { margin: 0; font-size: 16px; color: var(--navy); font-style: italic; }

/* Colonne latérale -------------------------------------------------------- */

.article__aside { position: sticky; top: 100px; display: grid; gap: 18px; }

.toc {
    background: #fff; border: 1px solid var(--line);
    border-radius: var(--radius); padding: 20px 22px;
}
.toc__title {
    font-family: var(--font-display); font-size: 12px; font-weight: 600;
    letter-spacing: .07em; text-transform: uppercase; color: var(--muted); margin-bottom: 12px;
}
.toc ol { list-style: none; margin: 0; padding: 0; display: grid; gap: 10px; counter-reset: toc; }
.toc li { counter-increment: toc; }
.toc a { display: flex; gap: 9px; font-size: 13.5px; color: var(--ink); line-height: 1.45; }
.toc a::before { content: counter(toc) '.'; color: var(--blue-500); font-weight: 600; flex-shrink: 0; }
.toc a:hover { color: var(--blue); }

.aside-cta {
    background: linear-gradient(150deg, var(--navy) 0%, var(--blue) 100%);
    border-radius: var(--radius); padding: 22px; color: #fff; text-align: center;
}
.aside-cta__icon {
    display: flex; align-items: center; justify-content: center;
    width: 54px; height: 54px; margin: 0 auto 14px;
    background: #fff; border-radius: 14px;
}
.aside-cta__icon svg, .aside-cta__icon img { width: 32px; height: 32px; }
.aside-cta__title { font-family: var(--font-display); font-size: 16px; font-weight: 600; margin-bottom: 6px; }
.aside-cta__text { font-size: 13px; color: rgba(255, 255, 255, .82); line-height: 1.55; margin-bottom: 16px; }
.aside-cta__note { font-size: 11.5px; color: rgba(255, 255, 255, .7); margin: 10px 0 0; }

.article__more { margin-top: 60px; padding-top: 40px; border-top: 1px solid var(--line); }
.article__more .section__title { text-align: center; margin-bottom: 26px; }

@media (max-width: 1000px) {
    .article__layout { grid-template-columns: 1fr; gap: 34px; }
    .article__aside { position: static; grid-template-columns: 1fr 1fr; display: grid; }
    .posts, .posts--three { grid-template-columns: repeat(2, minmax(0, 1fr)); }
    .feature { grid-template-columns: 1fr; }
    .feature__media { min-height: 200px; }
}

@media (max-width: 640px) {
    .posts, .posts--three { grid-template-columns: 1fr; }
    .article__aside { grid-template-columns: 1fr; }
    .blog__search { flex-direction: column; }
    .feature__body { padding: 24px 22px; }
}

/* ==========================================================================
   v1.6.0 — Pages éditoriales et légales
   ========================================================================== */

.editorial { padding: 26px 0 60px; }

.editorial__head { max-width: 760px; margin-bottom: 34px; }
.editorial__eyebrow {
    display: inline-block; font-size: 11.5px; font-weight: 600;
    letter-spacing: .09em; text-transform: uppercase; color: var(--blue-500);
    background: var(--blue-50); border-radius: 999px; padding: 6px 14px; margin-bottom: 16px;
}
.editorial__head h1 { font-size: clamp(28px, 4vw, 40px); margin-bottom: 14px; }
.editorial__intro { font-size: 17.5px; color: var(--muted); line-height: 1.65; margin-bottom: 12px; }
.editorial__updated { font-size: 13px; color: var(--muted); margin: 0; }

.editorial__layout {
    display: grid; grid-template-columns: minmax(0, 1fr) 300px;
    gap: 46px; align-items: start;
}
.editorial__layout--full { grid-template-columns: minmax(0, 1fr); margin-top: 40px; }
.editorial__body { max-width: 760px; }

.editorial--legal .editorial__body { font-size: 15.5px; }
.editorial--legal .editorial__body h2 { font-size: clamp(19px, 2.2vw, 23px); }
.editorial--legal .editorial__body h3 { font-size: 17px; }

.editorial__body table {
    width: 100%; border-collapse: collapse; margin: 0 0 24px; font-size: 14.5px;
}
.editorial__body th {
    text-align: left; font-family: var(--font-display); font-weight: 600;
    color: var(--navy); background: var(--blue-50);
    padding: 11px 14px; border: 1px solid var(--line);
}
.editorial__body td { padding: 11px 14px; border: 1px solid var(--line); vertical-align: top; }

.editorial__body em { color: var(--amber); font-style: italic; }

.legal-nav {
    background: #fff; border: 1px solid var(--line);
    border-radius: var(--radius); padding: 20px 22px;
}
.legal-nav ul { list-style: none; margin: 0; padding: 0; display: grid; gap: 9px; }
.legal-nav a { font-size: 13.5px; color: var(--ink); line-height: 1.45; }
.legal-nav a:hover { color: var(--blue); }
.legal-nav a.is-active { color: var(--blue); font-weight: 600; }

/* Questions fréquentes en pleine page ------------------------------------- */

.faq--page { grid-template-columns: minmax(0, 1fr); max-width: 860px; }
.faq--page .faq__answer { padding-bottom: 22px; }
.faq--page .faq__answer p { margin: 0 0 14px; font-size: 15px; }
.faq--page .faq__answer p:last-child { margin-bottom: 0; }

.editorial__cta {
    text-align: center; margin-top: 46px; padding-top: 34px;
    border-top: 1px solid var(--line);
}
.editorial__cta p { font-family: var(--font-display); font-size: 18px; color: var(--navy); margin-bottom: 18px; }

/* Contact ----------------------------------------------------------------- */

.contact-cards {
    display: grid; grid-template-columns: repeat(3, minmax(0, 1fr));
    gap: 16px; margin-bottom: 44px;
}
.contact-card {
    display: flex; flex-direction: column; align-items: flex-start;
    background: #fff; border: 1px solid var(--line);
    border-radius: var(--radius); padding: 24px;
    color: inherit; transition: box-shadow .18s ease, transform .18s ease, border-color .18s ease;
}
a.contact-card:hover {
    transform: translateY(-3px); box-shadow: var(--shadow-lg); border-color: var(--blue-100);
}
.contact-card__icon {
    display: flex; align-items: center; justify-content: center;
    width: 46px; height: 46px; border-radius: 12px;
    background: var(--blue-50); margin-bottom: 14px;
}
.contact-card__icon svg { width: 24px; height: 24px; }
.contact-card__label {
    font-size: 11.5px; font-weight: 600; letter-spacing: .06em;
    text-transform: uppercase; color: var(--muted); margin-bottom: 7px;
}
.contact-card strong {
    font-family: var(--font-display); font-size: 17px; color: var(--navy);
    line-height: 1.35; margin-bottom: 6px;
}
.contact-card__meta { font-size: 13px; color: var(--muted); line-height: 1.55; }

/* Catalogue --------------------------------------------------------------- */

.catalogue__group { margin-bottom: 40px; }
.catalogue__title { text-align: left; font-size: clamp(21px, 2.4vw, 26px); margin-bottom: 20px; }

@media (max-width: 1000px) {
    .editorial__layout { grid-template-columns: 1fr; gap: 34px; }
    .contact-cards { grid-template-columns: 1fr; }
}

/* ==========================================================================
   v1.7.0 — Hero illustré, formules à quatre colonnes, chiffres variables
   ========================================================================== */

/* Image de fond du hero ---------------------------------------------------- */

.hero--image { position: relative; overflow: hidden; }

.hero__photo {
    position: absolute; inset: 0;
    width: 100%; height: 100%;
    object-fit: cover; object-position: center right;
    z-index: 0;
}

.hero__veil {
    position: absolute; inset: 0; z-index: 1; pointer-events: none;
    background:
        linear-gradient(100deg,
            rgba(255, 255, 255, .97) 0%,
            rgba(255, 255, 255, .92) 32%,
            rgba(255, 255, 255, .45) 56%,
            rgba(255, 255, 255, .12) 74%);
}

.hero--image .wrap { position: relative; z-index: 2; }
.hero--image::after { display: none; }
.hero--image .hero__lead,
.hero--image .hero__points li { color: var(--ink); }

/* Badge de catégorie ------------------------------------------------------- */

.hero__badge {
    display: inline-flex; align-items: center; gap: 8px;
    background: #fff; border: 1px solid var(--line);
    border-radius: 999px; padding: 8px 16px 8px 10px;
    font-family: var(--font-display); font-size: 13.5px; font-weight: 600;
    color: var(--navy); box-shadow: var(--shadow-sm); margin-bottom: 18px;
}
.hero__badge svg { width: 22px; height: 22px; }

/* Mot mis en couleur dans le titre ---------------------------------------- */

.hero__title em { font-style: normal; color: var(--red); }

/* Champ libre dans le sélecteur ------------------------------------------- */

/* Les icônes monochromes des tuiles suivent la couleur du texte : on les
   force en bleu pour ne pas les voir apparaître en noir. */
.tile__body > svg { color: var(--blue-500); }

.selector__field { margin-bottom: 16px; }
.selector__field input {
    width: 100%; font-family: inherit; font-size: 15px; color: var(--ink);
    background: #fff; border: 1.5px solid var(--line); border-radius: 10px;
    padding: 12px 14px;
}
.selector__field input:focus {
    outline: 0; border-color: var(--blue-500);
    box-shadow: 0 0 0 3px rgba(18, 89, 184, .13);
}

.selector__question + .selector__grid { margin-bottom: 18px; }

/* Formules : trois ou quatre colonnes ------------------------------------- */

.formulas { grid-template-columns: repeat(auto-fit, minmax(230px, 1fr)); }
.formulas:has(> :nth-child(4)) { gap: 14px; }
.formulas:has(> :nth-child(4)) .formula { padding: 24px 18px 20px; }
.formulas:has(> :nth-child(4)) .formula__head h3 { font-size: 16.5px; }
.formulas:has(> :nth-child(4)) .formula__list li { font-size: 13px; }

/* Bandeau économies : trois ou quatre chiffres ---------------------------- */

.stats--4 { grid-template-columns: repeat(4, minmax(0, 1fr)); }
.stats--4 .stat { padding: 22px 12px; }
.stats--4 .stat__value { font-size: 23px; }
.stats--4 .stat__label { font-size: 12px; }

@media (max-width: 1080px) {
    .hero__veil {
        background: linear-gradient(180deg,
            rgba(255, 255, 255, .96) 0%,
            rgba(255, 255, 255, .9) 45%,
            rgba(255, 255, 255, .82) 100%);
    }
    .stats--4 { grid-template-columns: repeat(2, minmax(0, 1fr)); }
    .stats--4 .stat:nth-child(3) { border-left: 0; }
    .stats--4 .stat:nth-child(n+3) { border-top: 1px solid var(--line); }
}

@media (max-width: 640px) {
    .stats--4 { grid-template-columns: 1fr; }
    .stats--4 .stat + .stat { border-left: 0; border-top: 1px solid var(--line); }
    .hero__photo { object-position: center; }
}

/* ==========================================================================
   v1.8.0 — Corrections mobile et confort tactile
   ========================================================================== */

/* Menu mobile : il dépassait l'écran sans possibilité de défiler ----------- */

@media (max-width: 900px) {
    .nav.is-open {
        max-height: calc(100dvh - 68px);
        max-height: calc(100vh - 68px);
        overflow-y: auto;
        overscroll-behavior: contain;
        -webkit-overflow-scrolling: touch;
        padding-bottom: 28px;
    }

    /* Les liens du menu déroulant doivent rester atteignables au doigt. */
    .nav.is-open .dropdown__list a { padding: 12px 10px; }
    .nav.is-open .nav__link { min-height: 48px; display: flex; align-items: center; }
}

/* Cibles tactiles : 44 px minimum sur mobile ------------------------------ */

@media (max-width: 900px) {
    .breadcrumb {
        gap: 6px;
        flex-wrap: wrap;
        row-gap: 2px;
    }
    .breadcrumb a,
    .breadcrumb [aria-current] {
        display: inline-flex;
        align-items: center;
        min-height: 44px;
        padding: 0 2px;
    }

    .btn--sm { min-height: 44px; padding: 12px 20px; }
    .branch-card__cta { min-height: 44px; align-items: center; }

    .trust__box .btn--sm,
    .partner-wall__item { min-height: 44px; }

    .footer__col a,
    .legal-nav a,
    .toc a,
    .dropdown__list a {
        display: flex;
        align-items: center;
        min-height: 40px;
    }

    .review__avatar { pointer-events: none; }

    /* Liens sociaux et liens secondaires : 44 px de zone cliquable. */
    .footer__social a { width: 44px; height: 44px; }
    .trust__partners > a,
    .trust__box > a:not(.btn) {
        display: inline-flex;
        align-items: center;
        justify-content: center;
        min-height: 44px;
    }

    .faq__item summary { min-height: 56px; }
    .qchoice__box { min-height: 44px; display: flex; align-items: center; }
    .tile__body { min-height: 76px; }
}

/* Stabilité de la mise en page -------------------------------------------- */

/* Une image sans dimensions déclarées provoque un décalage au chargement.
   Le rapport de forme réserve la place avant même que l'image n'arrive. */
.post__media img,
.feature__media img { aspect-ratio: 16 / 9; width: 100%; height: 100%; object-fit: cover; }
.article__cover img  { aspect-ratio: 16 / 9; }
.hero__photo         { aspect-ratio: auto; }

/* Les icônes en ligne ont une taille fixe : elles ne peuvent pas décaler. */
svg { flex-shrink: 0; }

/* Confort de lecture ------------------------------------------------------- */

@media (max-width: 640px) {
    .article__content { font-size: 16px; }
    .editorial__body  { font-size: 15.5px; }
    .prose p          { font-size: 15.5px; }

    /* Un mot très long ne doit pas forcer un défilement horizontal. */
    .article__content,
    .editorial__body,
    .prose { overflow-wrap: break-word; word-break: break-word; }
}

/* ==========================================================================
   v1.9.0 — Bandeau de consentement
   ========================================================================== */

.consent-banner {
    position: fixed;
    left: 16px; right: 16px; bottom: 16px;
    z-index: 200;
    background: #fff;
    border: 1px solid var(--line);
    border-radius: var(--radius-lg);
    box-shadow: 0 20px 60px rgba(10, 46, 112, .22);
    animation: consent-in .28s ease-out;
}

@keyframes consent-in {
    from { opacity: 0; transform: translateY(12px); }
    to   { opacity: 1; transform: none; }
}

.consent-banner__inner {
    display: flex;
    align-items: center;
    gap: 28px;
    max-width: var(--wrap);
    margin-inline: auto;
    padding: 20px 24px;
}

.consent-banner__title {
    font-family: var(--font-display);
    font-size: 15.5px;
    font-weight: 600;
    color: var(--navy);
    margin: 0 0 5px;
}
.consent-banner__text {
    font-size: 13.5px;
    color: var(--muted);
    line-height: 1.6;
    margin: 0;
    max-width: 74ch;
}
.consent-banner__text a { text-decoration: underline; text-underline-offset: 2px; }

.consent-banner__actions {
    display: flex;
    gap: 10px;
    flex-shrink: 0;
}
.consent-banner__actions .btn { min-height: 44px; }

@media (max-width: 760px) {
    .consent-banner { left: 10px; right: 10px; bottom: 10px; }
    .consent-banner__inner { flex-direction: column; align-items: stretch; gap: 16px; padding: 18px; }
    .consent-banner__actions .btn { flex: 1; }
}

/* ==========================================================================
   v1.10.0 — Gabarit d'article
   ========================================================================== */

.article--guide { padding: 22px 0 60px; }

.guide {
    display: grid;
    grid-template-columns: minmax(0, 1fr) 320px;
    gap: 44px;
    align-items: start;
}
.guide__main { min-width: 0; }

/* En-tête ----------------------------------------------------------------- */

.guide__head { margin-bottom: 26px; }
.guide__eyebrow {
    display: inline-block;
    font-size: 12px; font-weight: 600; letter-spacing: .08em;
    text-transform: uppercase; color: var(--blue-500); margin-bottom: 12px;
}
.guide__head h1 { font-size: clamp(28px, 3.6vw, 40px); margin-bottom: 16px; }
.guide__lead { font-size: 17px; color: var(--muted); line-height: 1.7; margin-bottom: 20px; }

.byline {
    display: flex; flex-wrap: wrap; align-items: center; gap: 14px 26px;
    padding: 16px 0; border-top: 1px solid var(--line); border-bottom: 1px solid var(--line);
    font-size: 13.5px; color: var(--muted);
}
.byline__author { display: flex; align-items: center; gap: 11px; }
.byline__avatar { width: 44px; height: 44px; border-radius: 50%; object-fit: cover; flex-shrink: 0; }
.byline__avatar--initials {
    display: flex; align-items: center; justify-content: center;
    background: var(--blue-50); color: var(--blue); border: 1px solid var(--blue-100);
    font-family: var(--font-display); font-size: 17px; font-weight: 600;
}
.byline__author strong { display: block; color: var(--navy); font-size: 14px; font-weight: 600; }
.byline__role { font-size: 12.5px; color: var(--muted); }
.byline__item { display: inline-flex; align-items: center; gap: 7px; }
.byline__item svg { width: 16px; height: 16px; color: var(--muted); }
.byline__item--revised { color: var(--green); }
.byline__item--revised svg { color: var(--green); }

.guide__cover { margin: 0 0 28px; border-radius: var(--radius-lg); overflow: hidden; }
.guide__cover img { width: 100%; height: auto; display: block; aspect-ratio: 16 / 9; object-fit: cover; }

/* Sommaire ---------------------------------------------------------------- */

.summary {
    background: var(--blue-50);
    border: 1px solid var(--blue-100);
    border-radius: var(--radius);
    padding: 22px 24px;
    margin-bottom: 34px;
}
.summary__head { display: flex; align-items: center; justify-content: space-between; margin-bottom: 14px; }
.summary__title { font-family: var(--font-display); font-size: 17px; font-weight: 600; color: var(--navy); margin: 0; }
.summary__icon { width: 20px; height: 20px; color: var(--blue-500); }

.summary__list {
    columns: 2; column-gap: 32px;
    list-style: none; margin: 0; padding: 0; counter-reset: sum;
}
.summary__list li { counter-increment: sum; break-inside: avoid; margin-bottom: 11px; }
.summary__list a { display: flex; gap: 9px; font-size: 14.5px; color: var(--ink); line-height: 1.45; }
.summary__list a::before { content: counter(sum) '.'; color: var(--blue-500); font-weight: 600; flex-shrink: 0; }
.summary__list a:hover { color: var(--blue); }

/* Corps ------------------------------------------------------------------- */

.guide__content h2 { display: flex; gap: 10px; align-items: baseline; }
.guide__content .h2__num { color: var(--red); flex-shrink: 0; }

.article__content ul.list--split,
.article__content ol.list--split {
    columns: 2; column-gap: 34px; padding-left: 0; list-style: none; counter-reset: sp;
}
.list--split li {
    break-inside: avoid; counter-increment: sp;
    display: flex; gap: 10px; align-items: flex-start; margin-bottom: 11px;
}
.list--split li::before {
    content: '';
    width: 20px; height: 20px; flex-shrink: 0; margin-top: 2px;
    border-radius: 50%; background: var(--blue-500);
    -webkit-mask: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath d='m5 12.5 5 5 9-10' stroke='%23000' stroke-width='2.6' fill='none' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") center / 14px no-repeat,
             linear-gradient(#000, #000);
    -webkit-mask-composite: xor;
    mask: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath d='m5 12.5 5 5 9-10' stroke='%23000' stroke-width='2.6' fill='none' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") center / 14px no-repeat,
          linear-gradient(#000, #000);
    mask-composite: exclude;
}

/* Cartes à icônes --------------------------------------------------------- */

.mini-cards {
    display: grid; grid-template-columns: repeat(auto-fit, minmax(150px, 1fr));
    gap: 12px; margin: 0 0 26px;
}
.mini-card {
    display: flex; flex-direction: column; gap: 8px;
    background: #fff; border: 1px solid var(--line);
    border-radius: var(--radius); padding: 16px 14px; text-align: center;
    align-items: center;
}
.mini-card__icon { width: 34px; height: 34px; border-radius: 10px; }
.mini-card__title {
    font-family: var(--font-display); font-size: 13.5px; font-weight: 600;
    color: var(--navy); line-height: 1.35;
}
.mini-card__text { font-size: 12.5px; color: var(--muted); line-height: 1.5; }

/* Encart dans le corps ---------------------------------------------------- */

.callout {
    display: flex; align-items: center; gap: 18px; flex-wrap: wrap;
    background: var(--blue-50); border: 1px solid var(--blue-100);
    border-radius: var(--radius); padding: 20px 24px; margin: 0 0 26px;
}
.callout__icon {
    width: 38px; height: 44px; flex-shrink: 0;
    background: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 44 50'%3E%3Cpath d='M22 1.4 41.4 8v18.4C41.4 37 33.4 45.6 22 48.6 10.6 45.6 2.6 37 2.6 26.4V8L22 1.4Z' fill='%230A2E70'/%3E%3Cpath d='m15.6 25.3 4.6 4.6L30 19.2' stroke='%23fff' stroke-width='3.4' fill='none' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") center / contain no-repeat;
}
.callout__text {
    flex: 1; min-width: 200px; margin: 0;
    font-family: var(--font-display); font-size: 15px; font-weight: 600;
    color: var(--navy); line-height: 1.5;
}
.callout .btn { flex-shrink: 0; }

/* Mots-clés --------------------------------------------------------------- */

.guide__keywords {
    margin: 30px 0 0; padding-top: 20px; border-top: 1px solid var(--line);
    font-size: 13px; color: var(--muted); line-height: 1.7;
}
.guide__keywords span { font-weight: 600; color: var(--navy); }

/* Colonne latérale -------------------------------------------------------- */

.guide__aside { position: sticky; top: 96px; display: grid; gap: 18px; }

.side-box {
    background: #fff; border: 1px solid var(--line);
    border-radius: var(--radius); padding: 20px 22px;
}
.side-box__title {
    font-family: var(--font-display); font-size: 16px; font-weight: 600;
    color: var(--navy); margin: 0 0 14px;
}
.side-box__more {
    display: flex; align-items: center; justify-content: center; gap: 7px;
    margin-top: 14px; padding-top: 14px; border-top: 1px solid var(--line);
    font-size: 13.5px; font-weight: 500;
}
.side-box__more svg { width: 15px; height: 15px; }

.side-cats { list-style: none; margin: 0; padding: 0; display: grid; gap: 4px; }
.side-cats a {
    display: flex; align-items: center; gap: 11px;
    padding: 10px 12px; border-radius: 9px; color: var(--ink); font-size: 14px;
    transition: background-color .15s ease;
}
.side-cats a:hover { background: var(--blue-50); }
.side-cats a.is-active { background: var(--blue-50); color: var(--blue); font-weight: 500; }
.side-cats svg { width: 22px; height: 22px; flex-shrink: 0; }
.side-cats span { flex: 1; min-width: 0; }
.side-cats em { font-style: normal; font-size: 12.5px; color: var(--muted); }

.side-cta {
    background: linear-gradient(150deg, var(--navy) 0%, var(--blue) 100%);
    border-radius: var(--radius); padding: 22px; color: #fff;
}
.side-cta__head { display: flex; align-items: center; gap: 12px; margin-bottom: 16px; }
.side-cta__shield { width: 38px; flex-shrink: 0; }
.side-cta__shield svg { width: 100%; height: auto; }
.side-cta__head p {
    font-family: var(--font-display); font-size: 15.5px; font-weight: 600;
    line-height: 1.35; margin: 0;
}
.side-cta ul { list-style: none; margin: 0 0 18px; padding: 0; display: grid; gap: 9px; }
.side-cta li { display: flex; align-items: center; gap: 9px; font-size: 13.5px; color: rgba(255,255,255,.9); }
.side-cta li svg { width: 14px; height: 14px; color: #fff; }

.side-posts { list-style: none; margin: 0; padding: 0; display: grid; gap: 14px; }
.side-posts a { display: flex; gap: 12px; color: inherit; }
.side-posts__media {
    width: 76px; height: 58px; flex-shrink: 0;
    border-radius: 9px; overflow: hidden;
    display: flex; align-items: center; justify-content: center;
    background: var(--blue-50);
}
.side-posts__media img { width: 100%; height: 100%; object-fit: cover; }
.side-posts__media svg { width: 24px; height: 24px; opacity: .45; }
.side-posts__title {
    display: block; font-family: var(--font-display); font-size: 13.5px;
    font-weight: 600; color: var(--navy); line-height: 1.35; margin-bottom: 5px;
}
.side-posts a:hover .side-posts__title { color: var(--blue); }
.side-posts__date { font-size: 12px; color: var(--muted); }

.side-help { text-align: center; }
.side-help__icon {
    display: flex; align-items: center; justify-content: center;
    width: 46px; height: 46px; margin: 0 auto 12px;
    border-radius: 12px; background: var(--blue-50);
}
.side-help__icon svg { width: 24px; height: 24px; color: var(--blue); }
.side-help__text { font-size: 13px; color: var(--muted); line-height: 1.6; margin-bottom: 16px; }
.side-help__phone {
    display: inline-flex; align-items: center; gap: 10px;
    margin-bottom: 16px; color: inherit;
}
.side-help__phone svg { width: 20px; height: 20px; }
.side-help__phone strong {
    display: block; font-family: var(--font-display); font-size: 16px;
    font-weight: 600; color: var(--navy);
}
.side-help__phone span span { font-size: 12px; color: var(--muted); }

@media (max-width: 1080px) {
    .guide { grid-template-columns: 1fr; gap: 34px; }
    .guide__aside { position: static; grid-template-columns: repeat(2, minmax(0, 1fr)); }
}

@media (max-width: 680px) {
    .guide__aside { grid-template-columns: 1fr; }
    .summary__list,
    .article__content ul.list--split,
    .article__content ol.list--split { columns: 1; }
    .byline { gap: 12px 18px; }
    .callout { flex-direction: column; align-items: flex-start; }
    .callout .btn { width: 100%; }
}

/* Icônes des cartes : dessinées en CSS depuis l'attribut data-icon.
   Le convertisseur ne produit que le nom, jamais de balise arbitraire. */
.mini-card__icon {
    position: relative;
    background: var(--blue-50);
}
.mini-card__icon::before {
    content: '';
    position: absolute;
    inset: 7px;
    background: var(--blue);
    -webkit-mask-size: contain;
    mask-size: contain;
    -webkit-mask-repeat: no-repeat;
    mask-repeat: no-repeat;
    -webkit-mask-position: center;
    mask-position: center;
}

.mini-card[data-icon="users"] .mini-card__icon::before { -webkit-mask-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23000' stroke-width='1.8' stroke-linecap='round' stroke-linejoin='round'%3E%3Ccircle cx='9.2' cy='8.4' r='3.4'/%3E%3Cpath d='M2.8 19.4a6.4 6.4 0 0 1 12.8 0M16 5.4a3.4 3.4 0 0 1 0 6.6M17.6 14.4a6 6 0 0 1 3.6 5'/%3E%3C/svg%3E"); mask-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23000' stroke-width='1.8' stroke-linecap='round' stroke-linejoin='round'%3E%3Ccircle cx='9.2' cy='8.4' r='3.4'/%3E%3Cpath d='M2.8 19.4a6.4 6.4 0 0 1 12.8 0M16 5.4a3.4 3.4 0 0 1 0 6.6M17.6 14.4a6 6 0 0 1 3.6 5'/%3E%3C/svg%3E"); }
.mini-card[data-icon="car"] .mini-card__icon::before { -webkit-mask-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23000' stroke-width='1.8' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M4.6 11h14.8l-1.6-4a2 2 0 0 0-1.9-1.4H8.1A2 2 0 0 0 6.2 7l-1.6 4Z'/%3E%3Crect x='2.8' y='11' width='18.4' height='6' rx='2'/%3E%3Ccircle cx='7' cy='17.4' r='1.6'/%3E%3Ccircle cx='17' cy='17.4' r='1.6'/%3E%3C/svg%3E"); mask-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23000' stroke-width='1.8' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M4.6 11h14.8l-1.6-4a2 2 0 0 0-1.9-1.4H8.1A2 2 0 0 0 6.2 7l-1.6 4Z'/%3E%3Crect x='2.8' y='11' width='18.4' height='6' rx='2'/%3E%3Ccircle cx='7' cy='17.4' r='1.6'/%3E%3Ccircle cx='17' cy='17.4' r='1.6'/%3E%3C/svg%3E"); }
.mini-card[data-icon="home"] .mini-card__icon::before { -webkit-mask-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23000' stroke-width='1.8' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M2.6 11 12 3.4 21.4 11M4.8 10v9a1 1 0 0 0 1 1h12.4a1 1 0 0 0 1-1v-9'/%3E%3C/svg%3E"); mask-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23000' stroke-width='1.8' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M2.6 11 12 3.4 21.4 11M4.8 10v9a1 1 0 0 0 1 1h12.4a1 1 0 0 0 1-1v-9'/%3E%3C/svg%3E"); }
.mini-card[data-icon="health"] .mini-card__icon::before { -webkit-mask-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23000' stroke-width='1.8' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M12 20.2C8.4 17.5 3.4 13.9 3.4 9.6A4.9 4.9 0 0 1 12 6.9a4.9 4.9 0 0 1 8.6 2.7c0 4.3-5 7.9-8.6 10.6Z'/%3E%3C/svg%3E"); mask-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23000' stroke-width='1.8' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M12 20.2C8.4 17.5 3.4 13.9 3.4 9.6A4.9 4.9 0 0 1 12 6.9a4.9 4.9 0 0 1 8.6 2.7c0 4.3-5 7.9-8.6 10.6Z'/%3E%3C/svg%3E"); }
.mini-card[data-icon="shield"] .mini-card__icon::before { -webkit-mask-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23000' stroke-width='1.8' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M12 2.8 20 5.6v6.1c0 4.4-3.2 8-8 9.5-4.8-1.5-8-5.1-8-9.5V5.6l8-2.8Z'/%3E%3Cpath d='m8.4 12 2.6 2.6 4.8-5'/%3E%3C/svg%3E"); mask-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23000' stroke-width='1.8' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M12 2.8 20 5.6v6.1c0 4.4-3.2 8-8 9.5-4.8-1.5-8-5.1-8-9.5V5.6l8-2.8Z'/%3E%3Cpath d='m8.4 12 2.6 2.6 4.8-5'/%3E%3C/svg%3E"); }
.mini-card[data-icon="euro"] .mini-card__icon::before { -webkit-mask-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23000' stroke-width='1.8' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M18 6.4a7 7 0 0 0-10.2 3M18 17.6a7 7 0 0 1-10.2-3M4.4 10.2h8.4M4.4 13.8h8.4'/%3E%3C/svg%3E"); mask-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23000' stroke-width='1.8' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M18 6.4a7 7 0 0 0-10.2 3M18 17.6a7 7 0 0 1-10.2-3M4.4 10.2h8.4M4.4 13.8h8.4'/%3E%3C/svg%3E"); }
.mini-card[data-icon="clock"] .mini-card__icon::before { -webkit-mask-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23000' stroke-width='1.8' stroke-linecap='round' stroke-linejoin='round'%3E%3Ccircle cx='12' cy='12' r='9'/%3E%3Cpath d='M12 6.8V12l3.4 2.2'/%3E%3C/svg%3E"); mask-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23000' stroke-width='1.8' stroke-linecap='round' stroke-linejoin='round'%3E%3Ccircle cx='12' cy='12' r='9'/%3E%3Cpath d='M12 6.8V12l3.4 2.2'/%3E%3C/svg%3E"); }
.mini-card[data-icon="briefcase"] .mini-card__icon::before { -webkit-mask-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23000' stroke-width='1.8' stroke-linecap='round' stroke-linejoin='round'%3E%3Crect x='2.6' y='6.6' width='18.8' height='12.4' rx='2'/%3E%3Cpath d='M8.6 6.6V5.2a1.4 1.4 0 0 1 1.4-1.4h4a1.4 1.4 0 0 1 1.4 1.4v1.4'/%3E%3C/svg%3E"); mask-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23000' stroke-width='1.8' stroke-linecap='round' stroke-linejoin='round'%3E%3Crect x='2.6' y='6.6' width='18.8' height='12.4' rx='2'/%3E%3Cpath d='M8.6 6.6V5.2a1.4 1.4 0 0 1 1.4-1.4h4a1.4 1.4 0 0 1 1.4 1.4v1.4'/%3E%3C/svg%3E"); }
.mini-card[data-icon="moto"] .mini-card__icon::before { -webkit-mask-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23000' stroke-width='1.8' stroke-linecap='round' stroke-linejoin='round'%3E%3Ccircle cx='5.4' cy='15.6' r='3.7'/%3E%3Ccircle cx='17.4' cy='15.6' r='3.7'/%3E%3Cpath d='M5.4 15.6h4.2l3.5-5h4.3'/%3E%3C/svg%3E"); mask-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23000' stroke-width='1.8' stroke-linecap='round' stroke-linejoin='round'%3E%3Ccircle cx='5.4' cy='15.6' r='3.7'/%3E%3Ccircle cx='17.4' cy='15.6' r='3.7'/%3E%3Cpath d='M5.4 15.6h4.2l3.5-5h4.3'/%3E%3C/svg%3E"); }
.mini-card[data-icon="search"] .mini-card__icon::before { -webkit-mask-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23000' stroke-width='1.8' stroke-linecap='round' stroke-linejoin='round'%3E%3Ccircle cx='10.6' cy='10.6' r='6.4'/%3E%3Cpath d='m15.4 15.4 4.4 4.4'/%3E%3C/svg%3E"); mask-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23000' stroke-width='1.8' stroke-linecap='round' stroke-linejoin='round'%3E%3Ccircle cx='10.6' cy='10.6' r='6.4'/%3E%3Cpath d='m15.4 15.4 4.4 4.4'/%3E%3C/svg%3E"); }
.mini-card[data-icon="pet"] .mini-card__icon::before { -webkit-mask-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23000' stroke-width='1.8' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M12.4 7.2c3 0 5 2.2 5 5.2v4.4a1 1 0 0 1-1 1H4.6a1 1 0 0 1-1-1V9.4c0-1.3.6-2.2 1.6-2.2M3.6 8.2 5 4.4l3.2 2.2'/%3E%3C/svg%3E"); mask-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23000' stroke-width='1.8' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M12.4 7.2c3 0 5 2.2 5 5.2v4.4a1 1 0 0 1-1 1H4.6a1 1 0 0 1-1-1V9.4c0-1.3.6-2.2 1.6-2.2M3.6 8.2 5 4.4l3.2 2.2'/%3E%3C/svg%3E"); }
.mini-card[data-icon="lock"] .mini-card__icon::before { -webkit-mask-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23000' stroke-width='1.8' stroke-linecap='round' stroke-linejoin='round'%3E%3Crect x='4.5' y='10.5' width='15' height='10' rx='2.2'/%3E%3Cpath d='M8 10.5V7.8a4 4 0 0 1 8 0v2.7'/%3E%3C/svg%3E"); mask-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23000' stroke-width='1.8' stroke-linecap='round' stroke-linejoin='round'%3E%3Crect x='4.5' y='10.5' width='15' height='10' rx='2.2'/%3E%3Cpath d='M8 10.5V7.8a4 4 0 0 1 8 0v2.7'/%3E%3C/svg%3E"); }

/* Plan du site ------------------------------------------------------------- */

.plan { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 26px; }
.plan__group {
    background: #fff; border: 1px solid var(--line);
    border-radius: var(--radius); padding: 22px 24px;
}
.plan__group--wide { grid-column: 1 / -1; }
.plan__group--wide ul { columns: 2; column-gap: 32px; }
.plan__group h2 { font-size: 17px; margin-bottom: 14px; }
.plan__group ul { list-style: none; margin: 0; padding: 0; }
.plan__group li { margin-bottom: 10px; break-inside: avoid; }
.plan__group a { font-size: 14.5px; color: var(--ink); }
.plan__group a:hover { color: var(--blue); }
.plan__note { margin-top: 26px; font-size: 13.5px; color: var(--muted); }

@media (max-width: 900px) {
    .plan { grid-template-columns: 1fr; }
    .plan__group--wide ul { columns: 1; }
}

/* ==========================================================================
   v1.11.0 — Menu mobile en panneau
   ========================================================================== */

.nav__toggle { display: none; }
.nav-overlay { display: none; }

@media (max-width: 900px) {

    /* Voile de fond : le contenu derrière n'est plus cliquable. */
    .nav-overlay {
        display: block;
        position: fixed;
        inset: 0;
        z-index: 55;
        background: rgba(10, 46, 112, .42);
        backdrop-filter: blur(2px);
        animation: overlay-in .2s ease-out;
    }
    @keyframes overlay-in { from { opacity: 0; } to { opacity: 1; } }

    body.has-menu-open { overflow: hidden; }

    .nav.is-open {
        border-radius: 0 0 var(--radius-lg) var(--radius-lg);
        padding: 8px 16px 24px;
        box-shadow: 0 24px 50px rgba(10, 46, 112, .24);
    }

    /* Le lien parent laisse la place au bouton de repli. */
    .nav.is-open .nav__link--parent { display: none; }

    .nav__toggle {
        display: flex;
        align-items: center;
        justify-content: space-between;
        width: 100%;
        min-height: 52px;
        padding: 0;
        background: none;
        border: 0;
        border-bottom: 1px solid var(--line);
        font-family: var(--font-body);
        font-size: 15px;
        font-weight: 500;
        color: var(--ink);
        cursor: pointer;
    }
    .nav__toggle svg { width: 16px; height: 16px; transition: transform .2s ease; }
    .nav__toggle[aria-expanded="true"] svg { transform: rotate(180deg); }
    .nav__toggle[aria-expanded="true"] { color: var(--blue); }

    /* Sous-menu replié par défaut. */
    .nav.is-open .dropdown {
        display: none;
        padding: 4px 0 12px;
        background: var(--blue-50);
        border-radius: var(--radius);
        margin: 8px 0;
        padding-inline: 14px;
    }
    .nav.is-open .dropdown.is-open { display: grid; }

    .nav.is-open .dropdown__title {
        margin: 12px 0 4px;
        font-size: 10.5px;
    }
    .nav.is-open .dropdown__list a {
        min-height: 44px;
        border-bottom: 1px solid rgba(255, 255, 255, .8);
    }
    .nav.is-open .dropdown__list li:last-child a { border-bottom: 0; }

    /* Coordonnées et bouton, détachés en pied de menu. */
    /* Le dernier lien porte déjà un filet : pas de second séparateur. */
    .nav__foot {
        display: flex;
        flex-direction: column;
        gap: 14px;
        margin-top: 22px;
    }
    .nav.is-open .nav__foot .header__phone {
        display: flex;
        justify-content: center;
        padding: 0;
        border: 0;
        min-height: 44px;
    }
    .nav.is-open .nav__foot .btn { margin-top: 0; }
}